United Business Card review: Some standout benefits for frequent flyers

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United℠ Business Card

Chase United℠ Business CardChase United℠ Business Card

Annual Fee
Regular APR
Credit Score
  • A five pointed star
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  • 4.8 out of 5 Stars
    Editor's Rating

    Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

    Annual Fee

    $99, waived the first year

    Regular APR

    16.49%–23.49% variable APR

    Credit Score

    Good to ExcellentA five pointed star

  • A five pointed star
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  • 4.8 out of 5 Stars
    Editor's Rating
    Featured Reward

    75,000 bonus miles after $5,000 in purchases within the first 3 months of account openingChevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Details
  • Pros & Cons
    • Limited Time Offer: Earn 75,000 bonus miles after qualifying purchases, plus $0 intro annual fee
    • Receive 5,000 bonus miles each anniversary when you have the United Business Card and a personal United credit card
    • Free checked bag – save up to $140 per roundtrip (terms apply)
    • Earn 2 miles per $1 spent on United purchases, at gas stations, office supply stores and more. Plus, you'll earn 1 mile per $1 spent on all other purchases.
    • Earn 2 miles per $1 spent at restaurants including eligible delivery services
    • 2 United Club℠ one-time passes at account opening and on each anniversary over a $100 value per year
    • Earn a $100 United travel credit after 7 flight purchases of $100 or more each anniversary year
    • Add employee cards at no additional cost – miles earned from their purchases accrue in your account and you can set individual spending limits on each card.
    Pros
    • Solid travel benefits with United, including a free checked bag and priority boarding
    • $100 annual United travel credit is relatively easy to earn
    Cons
    • Beyond the sign-up bonus, it will take a while to earn a lot of miles through everyday spending on this card

    United Business card costs and fees

    The United℠ Business Card has a $99 annual fee, but it's waived for your first 12 months of cardmembership. The card doesn't charge foreign transaction fees, which makes it a convenient option for travel.

    You can avoid most other fees with the United℠ Business Card if you pay your balance in full each month.

    The card carries a 16.49%–23.49% variable APR on purchases with no intro APR, so you shouldn't use this card if you need to carry a balance from month to month. Instead, consider the best credit cards with 0% intro APR offers.

    There's a balance-transfer fee of 5%, with a $5 minimum. The cash-advance fee is also 5%, but with a minimum of $5.

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