Marriott Bonvoy Boundless review: A great credit card if you stay at Marriott hotels a few times a year

 

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  • The Marriott Bonvoy Boundless Credit Card is a good option if you want to earn Marriott Bonvoy points on your everyday purchases without paying a premium-level annual feel.
  • It's currently offering new cardholders 75,000 points after they spend $3,000 within three months of account opening.
  • This card also gives you automatic Silver Elite Status along with no foreign transaction fees and a broad selection of travel insurance benefits.
  • Don't forget to compare this card to other Marriott Bonvoy credit cards, as well as to Chase and Amex cards that let you transfer points to Marriott Bonvoy at a 1:1 ratio.
  • See Business Insider's list of the best rewards credit cards »
  • Please note: the offers mentioned below are subject to change at any time and some may no longer be available.

When Marriott Rewards merged with the Starwood Preferred Guest program, nobody knew what to expect. But today's Marriott Bonvoy program is still popular with consumers, and this is partly due to the fact you can redeem rewards and enjoy loyalty benefits at more than 7,000 hotels and resorts around the world.

It doesn't hurt that Marriott Bonvoy rolled out several new co-branded credit card offerings, including the Marriott Bonvoy Boundless card, as part of the rebranding process. 

Considering free nights at Marriott Bonvoy properties start at just 5,000 points during off-peak dates, it's not hard to see how you could maximize this card's value. Before you sign up for the Marriott Bonvoy Boundless card, keep reading to learn all the details and what to expect.

We're focused here on the rewards and perks that come with each card. These cards won't be worth it if you're paying interest or late fees. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

Marriott Bonvoy Boundless card details

Marriott Bonvoy Boundless™ Credit Card

Chase Marriott Bonvoy Boundless™ Credit CardAmerican Express Marriott Bonvoy Brilliant™ American Express® CardChase Marriott Bonvoy Bold™ Credit Card

Annual Fee
Regular APR
Credit Score
  • A five pointed star
  • A five pointed star
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  • 4.2 out of 5 Stars
    Editor's Rating
    Annual Fee

    $0

    Regular APR

    15.99% – 22.99% Variable

    Credit Score

    Good to ExcellentA five pointed star

  • A five pointed star
  • A five pointed star
  • A five pointed star
  • A five pointed star
  • 4.2 out of 5 Stars
    Editor's Rating
  • Details
  • Pros & Cons
    • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
    • No Annual Fee!
    • Earn 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
    • 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
    • 1X point for every $1 spent on all other purchases.
    • Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
    • No Foreign Transaction Fees.
    • Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
    Pros
    • No annual fee
    • Cardholders get 15 elite night credits toward status
    Cons
    • Only offers strong rewards for Marriott purchases

    You may notice that the Marriott Bonvoy Brilliant™ American Express® Card comes with a much higher annual fee and a lower welcome bonus. While that may seem strange, it's important to keep all the various cardholder perks this card offers in mind.

    With the Marriott Bonvoy Brilliant Amex, you get up a $300 statement credit each year to use at Marriott Bonvoy properties, complimentary Gold Elite status in the program, a free night award on your cardmember anniversary, a Priority Pass Select airport lounge membership, up to a $100 credit for Global Entry or TSA PreCheck membership, and more. These benefits can more than make up for the Bonvoy Brilliant card's larger annual fee, but only if you put them to use.

    Consider flexible rewards credit cards, too

    While you should consider all the Marriott Bonvoy credit cards available today before you choose one, also remember that you can earn points that transfer to the Marriott Bonvoy program with travel rewards cards that earns transferable points. Both Amex Membership Rewards points and Chase Ultimate Rewards points transfer to Marriott Bonvoy at a 1:1 ratio, so you have a lot of options.

    American Express cards that earn Membership Rewards points include:

    • The Platinum Card® from American Express
    • American Express® Gold Card
    • American Express® Green Card

    As far as Chase cards go, you can earn Ultimate Rewards points with the following cards:

    • Chase Sapphire Preferred® Card
    • Chase Sapphire Reserve®
    • Ink Business Preferred® Credit Card

    For that reason, Amex or Chase cards are often a good complement to credit cards that earn Marriott Bonvoy points. You can transfer points over any time you're short for a redemption you want.

    You can even use credit cards that earn transferable Chase or Amex points to earn more rewards in specific categories so you can transfer them to Marriott Bonvoy later. For example, the Chase Sapphire Reserve gives you 3x points on travel and dining, which is better than you'll get in those categories with the Marriott Bonvoy Boundless card.

    The bottom line

    Should you get the Marriott Bonvoy Boundless card? It helps to compare other Marriott credit cards before you pull the trigger. You may find one suits your needs better than another depending on how often you travel and the cardholder perks you want.

    Since Amex and Chase points transfer to Marriott Bonvoy at a 1:1 ratio, you should also consider earning rewards in these programs. The more rewards you have at your disposal, the more free hotel nights you'll get in the end. And that's the whole point, right? (No pun intended.)

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